Leverage Your Dollar

With Kai-Zen, you're not just planning for the unforeseeable; you're actively building your future with every step you take. It's a strategy designed for those who dare to step off the beaten path and envision a life filled with security and prosperity.

Inspired by the insight that life insurance can be much more than just a safety net after we're gone, Kai-Zen transforms it into a powerful, living asset. This approach leverages life insurance to create a dynamic financial tool that grows and adapts with your life.

The Kai-Zen® strategy is a unique product that utilizes life insurance and leverage with a focus on supplementing your retirement fund. It involves using leverage to fund a cash accumulating life insurance policy, aiming to provide more growth and protection for the policyholder. This approach allows for the potential accumulation of additional funds for retirement, beyond what one could save independently.

This strategy is dependent on the client's consistent contributions over the first five years and involves no credit checks or personal guarantees for the leverage aspect. It's designed to minimize expenses and maximize potential accumulation, with the added benefits of tax-free distributions and protection against market declines.

Unlock the power of leverage with your own uniquely designed plan!

This isn't your typical policy—it allows you to add up to three times more money using lenders' contributions. Imagine the immediate boost in death benefit and living benefit protection, coupled with enhanced growth potential.